Cost

How much does ATI charge for its trade credit insurance product?
We are able to offer flexible and competitive costs to meet your needs. We base our costs on factors such as the payment history of your buyer/debtor. In situations where we are providing cover on a portfolio basis, the premium charged is based on the percentage of your annual turnover. 
 
The typical price range on ATI’s multiple buyer product ranges from 0.4 – 1.5% of the insurable turnover. And for the single buyer product, the range is from 1.8 – 3.5% of exposure.
We also charge a one-off credit investigation fee for each trade credit limit requested, and a quarterly credit monitoring fee for each approved limit.
 
How does ATI price PRI policies and what is the typical premium range?
We price to the risk assessed in a particular country but we strive to keep our rates competitive and to consider your needs first. Our country risk assessment is based on a number of factors including political stability, exchange rate regulations and legislation governing areas such as expropriation. We have developed our own pricing model which assigns a rating to all the risk categories in each of our member countries.
 
For investment loans, the premium is calculated on the outstanding principal at the beginning of each investment year. 
 
While it is difficult to determine cost without considering the level of risk of a particular country, typically policies range between 1% and 3.5% of the amount to be insured. 
 
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